Are you a "Fee-Only" firm?

We operate as a Fee-Based firm. While these terms sound similar, the distinction is important for regulatory transparency.

"Fee-Only" advisors are prohibited from receiving commissions of any kind. Because we believe insurance products (such as annuities or life insurance) can occasionally play a vital role in a secure financial plan, we maintain the licenses required to service or recommend these products. When we handle these specific assets, a commission may apply.

However, the core of our business is built on advisory fees, meaning our success is directly tied to the growth and preservation of your wealth, not the sale of products.